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Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower your monthly mortgage payment. Check out this nifty guide to learn how they’re calculated so you can assess if purchasing mortgage points makes sense for your situation.

Mortgage Points: What are they?

Mortgage points, also known as discount points, are fees you pay your lender to reduce your interest rate when you purchase homes or refinance. You’ll give your mortgage lender cash upfront to reduce your interest rate for the life of the loan. 

Should You Buy Discount Points?

If you have the budget for buying points, the decision often comes down to

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Located in the heart of Green Hills, this property includes a main house and a guest house which total 5,018 sqft! The main house is one level with state-of-the-art features including Thermador appliances, a Crestron whole house smart home system, a layout perfect for entertaining, and an incredible outdoor area. The outdoor area offers covered and uncovered porches, a built-in grill, a firepit, a daybed swing, speakers, a large heated pool, fire bowls, a hot tub, and a putting green to perfect your golf skills. The guest house features space for up to two beds, a full kitchen, two full baths, laundry, an office, a bonus room, a lower-level grilling deck, and a party deck. To top it off, the property also offers a privacy gate at entry, a two-car

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Do you have plans to purchase a retirement house? It doesn’t matter if you’ve already retired or still have a long way to go before retiring. The perfect time to plan for your future home is now. 

This article will break down essential details that you’ll need to consider before buying your retirement home.

Should you buy before or after retiring?

Purchasing a retirement home well before retirement age has many benefits. Firstly, it’s easier to qualify for a mortgage while still having a job and the income to pay expenses. Secondly, you could put the house up for rent for profit –or at least to cover the monthly mortgage of the second home. 

Buying a home after retiring also has its perks. First, if you’re not sure where you want to

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Summer has arrived in Tennessee, and it’s already a scorcher. Don’t let the heat keep you indoors, though, because there are plenty of riverfront and lakeside dining options where you can catch a delightfully cool breeze off the glittering water.

To get you started, take a look at our list of the top 10 waterfront restaurants in Middle TN. Choose from seafood, burgers and brews, low and slow BBQ, classic Southern cuisine, and a sports bar—a few of which are also live music venues. It’s time to slather on your sunscreen, put on your favorite summer hat, and kick back at the waterside under summer’s cerulean skies.

Blue Moon Waterfront Grille
525 Basswood Drive | Nashville

Blue Moon Waterfront Grille is a Music City staple. Back in 2010, it

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Inspired by famous California Sea Ranch homes and designed by Michael Goorevich, this contemporary dwelling sits on a 1.15-acre corner lot in sought-after Forest Hills! The home boasts an open floor plan built with Kebony natural wood and Accoya, as well as an all-new exterior with Kebony and Accoya wood screen features. This home also offers a new metal roof, abundant natural light, new lighting features with a Lutron lighting system, updated landscaping and irrigation, an updated primary bathroom, refinished white oak hardwoods, handmade built-ins, and so much more. This home is incredible!

Listed by Joni Miller

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Summers in Middle Tennessee are both hot and humid, making it tricky to get out of the house and enjoy outdoor adventures. Luckily for us, our region is home to a long list of outstanding ice cream, gelato, and shaved ice shops that are the perfect remedy to our intense summers. Today we’re sharing our picks for the 10 Best Frozen Delights in Middle TN!

Mike's Ice Cream
129 2nd Ave N | Nashville

Mike’s Ice Cream is located in the midst of Nashville’s most active hub. While this means you’ll likely need to line up and wait to order a cone, don’t let impatience keep you away from this nostalgic parlor’s seriously tasty treats. Stop by for traditional ice cream, sundaes, soft serve, milkshakes, egg creams, malts, coffee creations, and more.

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How is the market? It’s a question our agents get asked a lot, and for good reason. If you’re considering buying a new home or selling one that you already own, the market trends and predictions are important in the decision-making process. Below is our most recent market update information for Davidson, Maury, Rutherford, Sumner, Williamson, Wilson, Bedford, Coffee, Dekalb, Robertson, and Montgomery counties to help you make the most informed and beneficial choices possible.

 

 

See the Previous Month's Stats!

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Located in coveted Belle Meade Highlands, this stunning home originally built by Province Builders and P.Shea Designs will impress you with its exquisite design and luxury finishes! This home's floor plan was crafted for today's living with a primary and guest suite on the main level, as well as a dedicated office. Upstairs you can find three additional bedrooms with private en-suite baths. The home's great room wows with a soaring two-story ceiling and walls of windows that flood the space with natural light. Entertaining in this home is a dream with a kitchen that includes an oversized island, Jenn-Air appliances, a butler's pantry, and a built-in Bosch coffee station. Enjoy the back yard year-round on the newly-installed stone patio with an outdoor

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Geographically, Middle Tennessee sits in a climate band called a transition zone, which means subtropical and temperate climates meet where we live. This presents homeowners with a unique challenge in caring for their lawns; our sizzling summers and freezing winters are difficult for both warm- and cool-season grasses to survive.

The good news is that our team at Parks has excellent lawn care tips for everyday problems Middle Tennessee homeowners face. Whether you’re starting from scratch or rehabilitating a lawn that has seen better days, read on to ensure that your lawn retains maximum curb appeal all year long! 

Rake, Dethatch, and Aerate

At the first thaw, use a sturdy rake to give your lawn a thorough, deep combing. You’re working to

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The interior design of your home will have a powerful impact on your day-to-day experience of living in it. Over time, a poor design can wear you down, making your dream home feel more like a tedious chore to work around. The good news is, there are practical steps you can take to overhaul your home’s interior design and help you fall in love with your home all over again. Today, we’re sharing our favorite keys to a well-functioning home.

Express Yourself Through Design

It’s easy to be influenced by the trends we see on Pinterest, Instagram, and Facebook. While there’s nothing wrong with taking inspiration from designs we love, it’s also important that your final design express your own personality, interests, and preferences. Trends come

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